Protection

Protection Plans for Mortgage Holders and Property Investors

We believe that securing your property is only part of the journey—protecting your financial future and your loved ones is just as important. That’s why we offer a range of personal protection products designed to provide peace of mind should the unexpected happen.

Whether you're a first-time buyer, buy-to-let investor, or business property owner, we help ensure that your mortgage obligations are covered even in the face of life’s challenges.

Life Insurance
Life insurance is essential for anyone with a mortgage. It ensures your family or dependents can pay off the remaining loan in the event of your death, so they don’t risk losing the home during an already difficult time.

We offer:

  • Level Term Life Insurance – Fixed payout for a set period
  • Decreasing Term Life Insurance – Matches your reducing mortgage balance over time
  • Whole of Life Cover – Guaranteed payout whenever death occurs
This cover gives your loved ones financial stability when they need it most.

Critical Illness Cover
Critical Illness Cover provides a tax-free lump sum if you're diagnosed with a serious illness such as cancer, heart attack, or stroke. It allows you to:

  • Pay off your mortgage
  • Cover medical bills or private treatment
  • Adapt your home or lifestyle
  • Focus on recovery without financial pressure
You can take this as a standalone policy or add it to your life insurance plan.

Mortgage Payment Protection Insurance (MPPI)
MPPI is designed specifically to cover monthly mortgage payments if you're unable to work due to accident, sickness, or unemployment. It’s ideal for homeowners and landlords who rely on rental income to meet loan obligations.

Why Protection Matters
No one can predict the future—but with the right protection in place, you can:

  • Safeguard your home and investments
  • Support your family financially
  • Avoid repossession during illness, injury, or hardship
  • Gain peace of mind for you and your loved ones

Tailored Protection Solutions
we don’t believe in one-size-fits-all policies. We’ll assess your personal and financial circumstances and recommend protection that meets your exact needs, with access to leading UK insurers.

📞 Get in touch today for a free, no-obligation protection review. Let’s help you secure more than just a mortgage—let’s protect your future.