Mortgage Insurance Solutions for Property Buyers and Investors
Fast, Flexible Funding for Your Next Move
We understand that securing a mortgage is only one part of your financial journey—protecting your investment is equally essential. That’s why we offer comprehensive insurance solutions designed specifically for homeowners, landlords, and commercial property investors. Our insurance advisory services are tailored to safeguard your assets, income, and peace of mind throughout the life of your mortgage.
Residential Mortgage Insurance
Whether you’re a first-time buyer or a seasoned homeowner, your property is one of your most valuable assets. We help you find residential insurance cover that provides protection from unforeseen risks such as:
- Fire, flooding, and natural disasters
- Theft or vandalism
- Structural damage
- Personal liability
- Loss of rental income (for landlord-occupied units)
Buildings and contents insurance is often a requirement for obtaining a mortgage—and we’ll ensure you’re fully covered without overpaying.
Commercial Property Insurance
For business owners and commercial landlords, we provide access to tailored insurance solutions that protect your buildings, equipment, and liabilities. Commercial insurance may cover:
- Damage to office buildings, retail units, or warehouses
- Business interruption and income protection
- Employers’ liability and public liability insurance
- Tenants’ improvements
- Legal and professional indemnity cover
Every business is unique—so we partner with you to assess risks and recommend suitable protection.
Mortgage Protection & Life Insurance
To secure your family’s future and your mortgage repayment plan, we also offer access to:
- Life Insurance – Pays off the mortgage in the event of death
- Mortgage Protection Insurance – Covers your monthly mortgage payments if you're unable to work due to illness, accident, or redundancy
- Critical Illness Cover – Pays a lump sum if you’re diagnosed with a serious illness
These policies ensure that your loved ones are protected and your home remains secure, no matter what life throws your way.
Why Choose Us?
- Independent advice tailored to your mortgage and personal situation
- Access to top-rated UK insurance providers
- Competitive pricing and flexible cover options
- Simplified process—apply alongside your mortgage with expert guidance
- Ongoing support for policy updates, claims, and renewals
Get Insured with Confidence
Don’t leave your investment exposed. Whether you’re buying your dream home, letting property, or expanding your commercial footprint, FT Rich Mummy Financials is here to help you find the right insurance cover at the right price.
📞 Contact us today to speak with an advisor