Commercial Mortgage Lender
What Is a Commercial Mortgage Broker?
A commercial mortgage broker is a financial professional who acts on behalf of businesses or individuals seeking commercial mortgage financing. These loans, secured by commercial property as collateral, are typically sourced from banks, credit unions, trust companies, or private lenders.
Rather than lending directly, most commercial brokers act as intermediaries—matching borrowers with the most suitable lenders, gathering multiple loan offers, and managing the mortgage process from application to approval.
Why Use a Commercial Mortgage Broker?
Commercial mortgage applications are more complex and documentation-heavy than residential ones. An experienced broker, like those at Unique Property & Financial Services Ltd., can simplify the journey by:
- Presenting loan options aligned with your goals
- Managing paperwork and lender negotiations
- Guiding you through each stage of the process
- Leveraging market expertise to secure competitive terms
We aim to provide a seamless, efficient experience with fast turnaround and personalized service.
Types of Commercial Properties Financed
Commercial mortgage loans can be arranged for a wide range of properties, including:
- Office buildings and industrial units
- Apartment complexes and retail plazas
- Shopping centres, hotels, and mixed-use spaces
- Medical facilities and development projects
Loans may come in the form of first, second, or—less commonly—third mortgages, depending on the borrower’s equity and financial position.
Broker Fees and How Brokers Are Paid
Fees for commercial mortgage brokers can vary:
- Commission-Based: Many brokers are compensated by lenders through commissions (typically 1%–2% of the loan amount).
- Borrower Fees: In some cases, borrowers pay the broker directly, either as a success fee or for services such as loan packaging.
- Hybrid Models: Some arrangements include compensation from both lender and borrower.
In competitive markets like the UK, U.S., Canada, Australia, and UAE, many lenders prefer working with brokers because of their in-depth knowledge of market rates, underwriting criteria, and regulatory requirements.
Expert Guidance for Commercial Borrowers
At Unique Property & Financial Services Ltd., our brokers are not just facilitators—they're strategic advisors. With deep networks and access to a wide range of lenders, we help you make well-informed borrowing decisions, tailored to your business objectives.
Whether you’re looking to finance a new property, refinance an existing one, or secure fast capital, we’re here to connect you with the right funding solution.